If you’re searching “can I sell my house during the redemption period in Nevada,” here’s the simple answer: it depends on which process applies. In Northern Nevada communities like Reno, Sparks, Carson City, Dayton, Fernley, Fallon, Minden, Genoa, Gardnerville, Moundhouse, Sun Valley, Silver Springs, Stagecoach, Silver City, Virginia City, and Verdi, rules differ for nonjudicial trustee’s sales, judicial foreclosures, HOA lien sales, and property tax timelines. This article explains each one so you can make a clear plan with your Realtor or Real Estate Agent.

What “redemption period” means in Nevada

“Redemption” is the right to reclaim title by paying specific amounts within a set time. Nevada uses this term in a few places. Knowing which one applies to your home in Reno, Sparks, Carson City, or any nearby city helps you decide whether you can list and sell now, or whether you need to redeem first.

Nonjudicial trustee’s sale: can you sell during redemption?

Most home foreclosures in Nevada happen without a lawsuit, through a trustee’s sale under a deed of trust. In this process there is no post-sale redemption right. That means:

• Before the sale: You can list and sell in Reno, Sparks, or Carson City, and have escrow pay the full payoff to your lender to stop the sale.
• After the sale: The winning bidder gets title by trustee’s deed. You no longer own the house, so you can’t sell it.

Bottom line: If a trustee’s sale is scheduled for a house in Dayton, Fernley, Fallon, or Verdi, act early. Talk with a Real Estate Agent about pricing, timing, and what payoff figures escrow needs so the sale can close before the auction date.

Judicial foreclosure: can you sell during the one-year redemption?

Some foreclosures go through court (a judicial foreclosure). After the sheriff’s sale in this type of case, Nevada law gives the former owner up to one year to redeem by paying the required amounts. During that year, title is not final in the usual way, so a standard “Buying” mortgage buyer is tough.

What might be sold during that year

• Your right to redeem: In certain situations, owners arrange for a buyer or investor to fund the redemption through escrow, then close on the house after redemption is complete. This usually requires a Nevada attorney and a willing title company.
• Sell after redeeming: Once you (or escrow on your behalf) redeem, you can move forward with a normal sale in places like Gardnerville, Genoa, Minden, or Sun Valley.

Why normal closings are hard during redemption

• Lender rules: Most mortgage lenders want the redemption period to end, or the property redeemed first, before they fund a loan.
• Title insurance: Title companies often require proof that redemption is finished or has expired.
• Timing: Even with a cash buyer in Silver Springs, Stagecoach, Silver City, or Virginia City, expect strict contingencies tied to redemption.

HOA lien sale: 60-day redemption

When an HOA forecloses its lien, Nevada provides a 60-day right of redemption after the sale. Because title can change again if someone redeems, typical MLS resales during those 60 days are rare. If your property is in an HOA in Carson City, Dayton, Minden, Gardnerville, or Verdi, contact the association, a Nevada attorney, and your Realtor quickly to confirm exact dates and amounts due.

Property taxes: redemption before the county’s auction

Property tax rules are different. Counties issue a tax certificate and hold the property in trust, subject to redemption for a period (generally up to two years; one year if the county classifies the property as abandoned). During that window, you still own the home and can list and sell in Reno, Sparks, timeline Fernley, Fallon, or Moundhouse, with escrow paying all back taxes, penalties, interest, and fees at closing. After the county’s tax auction, counties say there is no redemption, and the former owner cannot sell because ownership has already transferred.

Quick reference: Can you sell “during the redemption period”?

• Nonjudicial trustee’s sale: You can sell before the auction; not after. No post-sale redemption in Nevada.
• Judicial foreclosure: Up to one-year redemption. You may be able to arrange a sale that funds redemption through escrow, or redeem first then sell.
• HOA lien sale: 60-day redemption. Standard MLS deals usually wait until redemption is resolved.
• Property tax process: You can sell while taxes are being redeemed (before the county’s auction). After the auction, there is typically no redemption.

Steps sellers can take now in Northern Nevada

1. Timeline check: Ask your lender/servicer, trustee, HOA, or county treasurer for written dates and payoff figures.
2. Choose the right path: Decide whether to list and sell now, pursue redemption, or both (for judicial/HOA cases).
3. Price for today’s market: Your agent will pull local comps for neighborhoods in Reno, Sparks, Carson City, Dayton, and Fernley.
4. Prepare paperwork early: Escrow often needs payoff letters, HOA ledgers, and county figures. Getting these sooner keeps you on schedule in places like Fallon, Minden, Genoa, Gardnerville, and Verdi.
5. Keep communication tight: If you’re in Sun Valley, Silver Springs, Stagecoach, Silver City, or Virginia City, your agent should coordinate updates between buyers, lenders, and title so you close on time.

Common Nevada questions

Can a buyer pay my redemption amount at closing?

Sometimes. In judicial or HOA cases, an investor or buyer may fund the redemption through escrow so the deed can issue and a normal sale can follow. This must be set up correctly with a Nevada attorney and a title company.

Can I get a normal mortgage buyer during a redemption period?

Usually not. Most lenders will wait until the redemption period ends or the property is redeemed first. Ask your lender and title company what they require.

If I’m behind on property taxes, can I still sell?

Often yes. As long as the county hasn’t completed the tax auction, you can typically list and sell, and have escrow pay the full redemption amounts at closing. Check your county’s deadlines.

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• This article is general information. For legal, tax, or credit questions, please speak with a qualified Nevada professional.