How to Check if a House Is Owner-Occupied or Rented

How to Check if a House Is Owner-Occupied or Rented

Are you wondering how to check if a house is owner-occupied or rented in Northern Nevada? If you're planning to sell a home in Reno, Sparks, Carson City, or other areas like Fernley or Gardnerville, knowing a property's occupancy status is key. This detail can affect your selling strategy in the real estate market. At Craig Team Realty at eXp, we help home sellers in Northern Nevada navigate these steps with confidence. Let’s look at reliable ways to determine if a house is lived in by its owner or by renters, focusing on Nevada-specific methods.

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Why Occupancy Status Is Important for Home Sellers

When selling a house in Northern Nevada, such as in Dayton or Fallon, the occupancy status matters. If the home in Minden or Genoa is rented, you'll deal with tenant rights under Nevada law. If it's owner-occupied, like many homes in Sun Valley or Verdi, the process may be more straightforward. Understanding this helps with planning showings, setting timelines, and pricing in the local real estate market.

Reasons to Verify Occupancy

  • Legal Rules: Nevada protects tenants, so selling a rented property in Silver Springs or Stagecoach requires following state laws.
  • Selling Approach: Owner-occupied houses in Fernley or Moundhouse might attract families, while rentals could interest investors.
  • Timeline Impacts: Rented homes in Silver City or Virginia City may need more time due to leases.
  • Value Factors: Occupancy can influence how buyers see the property in Northern Nevada’s real estate market.

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Ways to Determine if a House Is Owner-Occupied or Rented

In Northern Nevada, including cities like Reno, Sparks, and Carson City, you can use public resources and professional help to check occupancy. Here are proven steps based on Nevada practices:

1. Look Up Property Ownership Records

Start with county assessor offices, which keep public records of property owners in Nevada. Search by address or parcel number to see the owner’s name and mailing address. If the mailing address matches the property, it’s often owner-occupied. If different, it could be a rental. Access these records online or in person for counties covering Northern Nevada cities:

  • Washoe County (Reno, Sparks, Verdi, Sun Valley): Use the Washoe County Assessor’s website at www.washoecounty.gov/assessor for searches.
  • Carson City: Visit the Carson City Assessor’s office or website at www.carson.org/government/departments-a-f/assessor.
  • Lyon County (Fernley, Dayton, Silver Springs, Stagecoach, Moundhouse, Silver City): Check the Lyon County Assessor’s site at www.lyon-county.org/82/Assessor.
  • Douglas County (Minden, Gardnerville, Genoa): Go to the Douglas County Assessor’s portal, often linked through cl.douglas.nv.us.
  • Churchill County (Fallon): Use www.churchillcountynv.gov/88/Assessor for property details.
  • Storey County (Virginia City): Contact the Storey County Assessor at [email protected] or visit their office in Virginia City.

These records are free to access and provide a strong starting point for sellers in the Northern Nevada real estate market.

2. Check for Homestead Declaration

In Nevada, owners who live in their home as a primary residence can file a homestead declaration under NRS 115. This protects up to $605,000 in equity from certain creditors and may indicate owner-occupancy. Not all owners file it, so its absence doesn’t prove a rental. Check with the county recorder’s office where the property is located, such as in Washoe for Reno or Lyon for Fernley. If a homestead is recorded, the home in Sparks or Carson City is likely owner-occupied.

3. Use a Title Company Report

Title companies in Northern Nevada can run property profiles showing ownership, liens, and sometimes usage details. This might reveal if the house in Dayton or Fallon is an investment property, suggesting it’s rented. Our team at Craig Team Realty can recommend reliable title companies in areas like Gardnerville or Minden to get these reports quickly.

4. Look for Physical Signs

Visit the property if possible, but respect privacy. Owner-occupied homes in Sun Valley or Verdi often have personal features like custom landscaping. Rentals in Silver Springs or Stagecoach might show standard upkeep or rental signs. These are clues, not proof, so combine with records for accuracy in Nevada’s real estate context.

5. Talk to the Occupants or Owner

If you’re the owner selling in Genoa or Moundhouse, you know the status. For other properties, a polite inquiry can confirm if the person is the owner or tenant. Always follow Nevada privacy laws and avoid trespassing, especially in rural areas like Silver City or Virginia City.

6. Get Help from a Real Estate Agent

A local realtor in Northern Nevada, such as Cassie Craig at Craig Team Realty at eXp, can access the Multiple Listing Service (MLS). Listings often note occupancy status for homes in Reno, Sparks, or Carson City. We use our expertise in the real estate market to verify details and guide sellers effectively.

Key Steps When Selling a Rented Home in Northern Nevada

If your check shows the house in Fernley or Fallon is rented, follow Nevada laws to sell smoothly. Under NRS Chapter 118A, tenants have rights that must be respected.

Tenant Rights Under Nevada Law

Nevada Revised Statutes (NRS) 118A governs landlord-tenant relations. When selling, honor any existing lease. The new buyer must also follow the lease until it ends, per NRS 118A.349. For month-to-month rentals, provide at least 30 days’ notice to terminate the tenancy if needed, as outlined in NRS 40.251. For fixed-term leases, you cannot end them early without cause; wait for the term to expire or negotiate with the tenant.

Notify and Work with Tenants

Tell tenants in Dayton or Gardnerville about the sale early. Schedule showings with reasonable notice, typically 24 hours under NRS 118A.330. A professional real estate agent can handle this to keep things smooth and legal in the Northern Nevada market.

Options for Selling with Tenants

Market the property in Minden or Sun Valley as a rental to attract investors. Or, offer incentives for tenants to move, but never force them out illegally. Complying with NRS ensures a fair process for all.

Benefits of Working with Local Experts

Selling in Northern Nevada’s real estate market, from Verdi to Virginia City, needs local knowledge. Craig Team Realty at eXp understands the unique aspects of cities like Reno, Sparks, and Carson City. We help confirm occupancy, prepare your home, and connect you with buyers.

What Sets Craig Team Realty Apart

  • Area Expertise: Deep knowledge of markets in Fernley, Fallon, and beyond.
  • Full Support: From status checks to closing, we’re by your side.
  • Ethical Practices: We follow all Nevada laws, including the Fair Housing Act and NRS regulations.

Take Action to Sell Your Home

Whether your house in Silver Springs or Stagecoach is owner-occupied or rented, knowing the status is the first step to a successful sale in Northern Nevada. Contact Craig Team Realty at eXp at (775) 306-7591 today. Let Cassie Craig and our team provide the guidance you need for a seamless experience in the real estate market!